What is a Bond of Caution?The Bond of Caution is a guarantee to pay any financial losses suffered arising from the Guardian/Intervener’s failure to perform their duties as directed by the Sheriff and/or the Office of the Public Guardian. Failure could be the accidental mismanagement of the estate, or may be a deliberate act of misappropriation/fraud.
How to arrange a new BondMarsh Legal and Protection Services has been working closely with the Office of the Public Guardian Scotland for more than 15 years. We help Financial Guardians and Interveners to arrange Bonds and our friendly team is available to provide support and answer any questions you may have.
To arrange a Bond online via our website, we simply need your contact details, the name of the vulnerable person and the amount of the Caution required. You can pay for your Bond securely online using a credit or debit card. Our secure online portal will then save all of your Bonds in one place, making it easy to manage.
If you prefer to apply for your Bond offline, simply complete our application form and then submit, and we’ll do the rest for you.
Here to help you
Based in Cardiff, our team of six has worked at Marsh for a combined total of more than 110 years! Our team has a wealth of knowledge and experience with the Bonds scheme. We've worked closely with the Office of the Public Guardian Scotland, the Office of Care and Protection, and more recently, the Office of the Public Guardian (England & Wales). We're always happy to help with any queries and aim to go above and beyond to help our clients.
We understand that being a Financial Guardian or Intervener can be stressful and we would like to assist you in as many ways as we can. You will find below some frequently asked questions, should you have any further queries in respect of the bond, that are not covered below, please contact Marsh by email at LPS.email@example.com or by telephone 0207 178 4116.
Please note “The Adult” refers to the person to whom you have been appointed as Guardian or Intervener.
Frequently Asked Questions
Applications can either be made on-line at www.arrangebonds.com or by completing an application form and returning it to Marsh Limited, along with payment. You will receive confirmation within a couple of days that caution has been granted.
If you are a third party assisting the Guardian/Intervener(s) with the application of a Bond of Caution, you must enter the name, address, date of birth and contact information for the Guardian/Intervener and not your personal/firms details. This should be completed in the presence of the Guardian/Intervener so they understand the terms and conditions of the bond they are entering into.
You can apply for a new bond and renew an existing bond via the website.
Currently, you are not able to vary Caution via the website but you can use the contact us function to notify us of a variation in Caution and upload any supporting documentation.
Payment can be made by Internet Banking/BACS our account details are:
Account Name: Marsh Ltd
Account Number: 93 72 98 42
Sort Code: 20 00 00
Alternatively, you can send a cheque or make payment over the telephone with a credit/debit card. To do this please contact Marsh Ltd on 0207 178 4116.
Please ensure to include your reference number beginning SPG/C with any payment.
Yes. The Guardian(s) is liable to the Cautioner for any sums paid out, following a claim on the Bond. The Cautioner "may" take such action as is appropriate against the Guardian(s) personally to recover any loss. Action may include requesting the funds be repaid to them, or civil court action etc.
You should also note that if, after investigation, the loss to "The Adult's" estate is deemed deliberate, the Office of the Public Guardian may report the matter to the Police for further investigation.
There is a Legal & Counselling Helpline available to offer you support. This is a confidential and discrete service available day or night, free of charge; you only pay for the call.
Legal helpline 0345 300 1899
Counselling helpline 0117 934 0105
Please note this is an advice only helpline.